For the past few years, a list of the most common regrets of the dying compiled by a palliative care nurse has been making the rounds online.  Are you going to have remorse for the same reasons?  It’s argued that avoiding these regrets is not only affordable but good for your personal finances.

1. I wish I’d had the courage to live a life true to myself, not the life others expected of me.

Be like Frank Sinatra and do it your way.  So you’re not a rich, famous and handsome man with your pick of the ladies.  That doesn’t mean you can’t pursue and hopefully fulfill your dreams. Bronnie Ware, the nurse who compiled this list, says unfulfilled wishes were the most common regret among her patients.  Those who had that regret had to die knowing that it was due to choices they had made, or not made.

2. I wish I had not worked so hard.

Just because you don’t kill yourself on the job doesn’t mean you’ll be broke.  Consider this: Dutch workers are on the job about 400 fewer hours a year than Americans, yet they have “robust personal savings.  Americans average almost 1,800 hours per year at work versus less than 1,400 for the Dutch.  Not only that, but the Dutch were listed fifth in the world a few years back for life satisfaction.  Americans weren’t even close.  By simplifying your lifestyle and making conscious choices along the way, it is possible to not need the income that you think you do.  And by creating more space in your life, you become happier and more open to new opportunities, ones more suited to your new lifestyle.”

3. I wish I’d had the courage to express my feelings.

The regrets of dying people, including those who regretting not having said “I love you” more often — a problem easily remedied at no cost.  Others addressed speaking one’s mind in order to not harbor resentment and resolving conflicts rather than holding a grudge. Many people suppressed their feelings in order to keep peace with others.  As a result, they settled for a mediocre existence and never became who they were truly capable of becoming.  Many developed illnesses relating to the bitterness and resentment they carried as a result.”

4. I wish I had stayed in touch with my friends.

Technology makes this easier and cheaper than ever.  Facebook, anyone?  Shoot a text. Compose an email.  Support the dying Postal Service and write a letter.  Ware says that everyone misses friends when dying.  Keep in contact and you won’t have that longing. “It all comes down to love and relationships in the end.  That is all that remains in the final weeks — love and relationships.”

5. I wish I had let myself be happier.

Laugh a little and smile more, and it could increase more than your mood.  The Wall Street Journal says a study of more than 10,000 young Americans found that those who reported being happier and more positive had a higher income by age 29.  “The analysis suggests happiness isn’t just linked to higher income — it’s helping generate it.  That could be because happier young adults are more likely to earn a college degree, get hired and promoted, be more optimistic and less neurotic,” the Journal says.

6. I wish I had saved more for retirement.

This regret shows that 28% of Americans don’t think they’ll have enough money saved to retire comfortably, according to The Journal.  Also, 57% of U.S. workers surveyed had less than $25,000 in savings.  Remember that it’s never too late to start saving.  “Failing to plan for the retirement years leaves people destitute in their old age.  When that happens, their last moments on earth can be very difficult and miserable,”

Do you worry that you’ll have regrets near the end of your life? What steps are you taking to avoid them?

One thought on “Regrets….

  1. Steve, thanks for the reply on my blog (the one about obits) recently. I read your take on obituaries and agreed wholeheartedly. I also agree with this post you have written. And, I wonder, does every generation have to make the same mistakes and have the same regrets? Very good advise.

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