I remember a few years back, oh probably 50 or so anyway, I was in grade school at the time. Catholic School to boot. A no-non sense Catholic School. Anyway one day we came to class and unbeknownst to anyone a school mate came a few minutes early and put tacks on everyone seats. How he got in the class room is a matter of speculation because no one got in until everyone got in. You lined up outside and marched in as a group. Well after the prayer and pledge, did you hear what I said, the Prayer and Pledge we sat down. It’s hard to believe I said the Prayer and Pledge for eight years and lived to tell about it. Now a days it cannot even be discussed in school. Anyway after sitting down and then shooting right back up rubbing our butts guess what the teacher said upon finding out the reason for our uprising? Guess?? She said words to the effect “oh, brush them away and let’s get started”. Do you have any idea what would happen in todays school world? First everyone would be rushed to a first aid station to have their buttocks examined, ointments applied and bandaged. But not before every parent and relative on their family tree was notified and the ok and three releases were received. Secondly there would be a Warren Commission type inquiry and investigation as to who the culprit or culprits were. Thirdly classes would be cancelled for the rest of the day due to the philological harm inflicted. Fourthly the next day grievance counselors would be on site for those that needed to talk it out and get past the experience. And there possibly could be some protesting. Yes they would probably do all this in exchange for, brushing them away and getting started.
Rosie’s gone. Too bad, so sad! Earlier this week I saw a list of all the folks who were leaving if Donald Trump were elected President. Breaking news; Rosie’s had a change of heart. Of course she did, where else is she going to be able sit her ass in a chair and give her view, of which no one with a smidge of sense is wowed by, of current issues. Oprah said she’s decided to stay as well since Donald and Barack have spoken. That and she racks in several million dollars a day in royalties. This list, who I don’t know compiled it, is like someone said, “Steve make us a list of all the folks we need to deport. It’s the dream list. C’mon, Al Sharpton, Whoopie Goldberg, Rosie O’Donnell, Madonna, Miley Cyrus, Chelsea Handler, Cher, and about 20 others. What’s not to like? Chelsea Handler??? Who the heck is that? Other than Samuel L. Jackson and maybe Oprah, almost all, regardless of their talent, really garner no respect from anyone with working grey matter. Sidebar notes here; IMHO Oprah took part in starting the last eight years this country had to hold its collective breath through. Anyway we need to let other countries know about the mass exodus these loyal Americans plan on taking. My only hope is they burn their pass ports once they get where they’re going. If even half leave I’ll hoist a beer to their departure. Ta ta.
Rioting in the streets over an election? Rioting! It’s hard to fathom people with such rage within them over an election that didn’t go their way. I’ve voted in every election since Jimmy Carters win and only voted for the winner about half the time and I didn’t feel the need to burn and loot. So be it, let’s move on. I can’t imagine anything I feel so strongly about that it would cause me to protest. But I was raised to respect the law and expect life to get in the way every now and then. The millennials who fear the destruction of the country are now destroying it because they don’t like our new leader. Chanting “no justice no peace” is pitiful, almost embarrassing. Their civil rights weren’t violated. They simply didn’t get their way! If I marched every time I didn’t get my way I’d burn up a lot of shoe leather. The footage of these self-entitled young people is priceless; most of them are holding a sign in one hand and videoing with a cell phone in the other? So stupid. These same young people who were told by mommy and daddy yes at every turn, who got a trophy for showing up, who were spared the rod, who don’t know the difference between entitlement and privilege, who were given a hand out rather than an allowance, who were told they could be anything they wanted to be but probably have no aptitude for anything other than the ability to push buttons on an Xbox or a smart phone, don’t know what to do now that someone has said no to them. How they fit all that rioting and looting into their work schedule is beyond me. They must be using vacation time. Not! Millions of dollars in damage and now its confirmed most arrested are not even from the areas of the disturbance and didn’t vote in the election. Just proves the old adage that a dog doesn’t crap where he eats. To boot, our current President and the soundly defeated Mrs. Clinton have not had the self-respect to ask them to stop this foolishness. NOT ONE WORD!!! They sit in stunned silence while Rome burns.
Colleges and teachers actually canceled classes, postponed mid-terms, so students could mourn the loss. Reasoning the students wouldn’t be able to concentrate. HOLY SHIT! Are you kidding me? What does that say about the administrations of these schools, much less the coddled students who are mourning? Boohoo kiddies. Get mommy and daddy to wipe your tears too.
Many years ago I worked in a pizza parlor, mainly as a delivery person, but when deliveries were slow I also did what I could behind the counter. Whether that was waiting on customers, cutting up stock, cleaning or what have you. That being said this is a stream of adventures and or mis-adventures in that said land.
One time I was on a delivery and it was one of the first ones the evening. One thing that always pissed me off was the first or second delivery the customer would have a large bill and either it took all your change or you didn’t have enough money to even make change. Well this time I didn’t have enough. The man and his wife were pretty regular customers, older folks who he made a living as a painter, or a drunk, as that was the way I always saw him. And he told some of the filthiest jokes one can imagine. He used to stand in the store in front of customers and employees, drunk as all hell, and tell some of the most off color stuff you ever heard. Anyway this time I was at his house with no change for the bill he had. He always had tons of cash, at least from what I saw. No problem he exclaimed and off to the corner store he went, leaving me standing there with his wife. I glanced around the house, which had a funny dirty smell but everything looked pretty clean and new?!? All I remember of her was she was an older lady, in a house coat and didn’t say two words to me the whole time. I had the feeling she pretty much stayed in that house coat. Funny thing was we were standing in the doorway and she was kind of in my space if you know what I mean. I stood there my eyes darting around when for whatever reason I looked down and holy cow! She had toe nails that must have been six inches long. No joke. Six inches! She could probably sit on the limb of a tree and her grip with them would keep her there all day. It was a sight for sure but I think I did a good job of containing the momentary shock of seeing them. Six inches…
Many years ago I worked in a pizza parlor, mainly as a delivery person, but when deliveries were slow I also did what I could behind the counter. Whether that was waiting on customers, cutting up stock, cleaning or what have you. With that today begins a stream of adventures and or mis-adventures in that said land.
One time the cook was pulling a pizza from the oven while I was at the ready with a box open on the counter, slicer in hand waiting to do the inevitable carving of the pie. About the time I finished this task I saw the perfectly cooked pepperoni laying there a top the pie looking up at me, begging me to finish him off, which I did with delight. Being so much wrapped up in this momentary lapse of good judgment I did not notice the customer coming through the door heading toward the counter. The cook did and was ready to greet him. For whatever reason the cook asked him if that was his pizza, to which he replied as there was no one else in the store “it’s either mine or his, he’s eating off it”.
This past week traveling I happened upon and heard a fellow in North Carolina say that “he didn’t care if it was outlawed, that flag was going to fly at his house”. Of course the flag he was talking about the Confederate Flag. I looked at him rather confused and had to think for a moment if I had missed something. He just stared blankly at me waiting to see what I would say at his perceived defiance to the law. I thought do I tell him or let him go on believing. I figured if I told him he may get offended, but ignorance like that may be worth the expression on his face upon hearing the truth. I said “it’s not against the law to fly the flag, the only place it cannot be put up was at the State House, fly it all you want”. He shifted his weight to his other leg and when he went to speak nothing came out. I’ve heard quite a number of speeches as to why the flag must come down and those speeches always centered on symbolism. Not one person I ever heard gave the history of the flag, just what it had come to represent. Lack of education was why the flag came down. I don’t really have a dog in this fight and whether it fly’s proudly in the South Carolina sky over the State House I cannot comment strongly on either way. I do feel though that the reason was hate. The flag as we all know was turned into a symbol of hatred, on both black and white sides, and that was the real reason it was taken down. I do believe the only flags that should fly over the State House in any state are that state’s flag and the American Flag. After the Charleston shooting the people there acted in a manner that we all should be proud of. That incident could have gone bad in so many ways. The aftermath resulted in the flag being removed. If the people who removed it think for a moment that removing it is going to stop the violence going forward they should be removed from office. You see the shooter had a picture of himself posing with the Confederate Flag so I guess the logic is you remove the flag you remove violent people like him from society?!? Really? Let’s say I’m a lunatic and that flag was the symbol of my hatred or beliefs, now you removed it. Do you think that’s going to make me happier or more prone to a violent outburst? As of today the flag has been down for about six weeks and the number of shootings, whether individual incidents or in mass has not let up that I can tell. I don’t have the numbers but I’d say there’s been no drop off. After all the fuss and muss about its removal, including the woman who climbed the pole to get it down, the removal itself was pretty much said and done quickly, really anticlimactic when you think about it.
Everyone seems to be hearing a helmet when riding anything now! From the smallest child riding a tricycle to grown adults. What’s up with that? I saw a guy pulling his child in a wagon and that kid was wearing a helmet!!! Really? The only time I ever put a helmet on riding a bike was when I was a kid and I took the face guard off an old football helmet and pretended I was riding a motorcycle. We did more bicycle stunts, wheelies, ramp jumps (sometimes over others lying down to see how many we could clear and none of them wore anything more than a worried look on their face), racing in the streets, fields or alleys and it never occurred to any of us to put on a helmet. During the summer we lived on our bikes and hell I crashed as much as anyone and it still never occurred to anyone to put on a helmet. Recalling some of things we did on bikes makes me wonder how no one ever got killed, but still!!! The only serious injury I ever incurred outside scrapes and bruises was a handlebar to the mouth from a runaway bike and no helmet was going to stop that. Oh oh, I suppose now everyone will now go out and buy junior a face shield. Of course junior can use it when he goes to the teeter totter. I heard a guy not long ago say we are turning into a bubble wrapped society. Pretty accurate observation, sad, but true.
Several weeks back I was invited to play golf in a company outing, I was a fill in really, someone to fill in a foursome. Hell golf’s better than work right. Well maybe, then again maybe not. Depends on how long it’s been since you played with any regularity. You see golf is not a sport you just go pick back up where you left off 8-9 years ago, but it was a captains choice so your always playing the best shot hit by the foursome. Hit a bad shot you pick up and play the best shot of the foursome. Although it is pretty cool when your shot is the best of the four. It’s a good way to play if your not that good or haven’t played in a while. Back when I played regularly I was on the cusp of being a single digit handicapper. Now that doesn’t seem like that big a deal but only 4.5% of all golfers are at this level. Hell 80% don’t even break 100. A nine handicap means your shooting in the low 80’s on a regular basis ad occasionally break into the seventy’s. I could hold my own and beat most of the everyday guys, leaving only the fellows that lived at the course as major challenges. Every now and then I find myself privy to golf conversations and the talk is all of the latest equipment, who’s hitting what, gotta get that new driver, what degree is that wedge etc etc. I got to say when I played alot I hit what I brought. It never dawned on me to run out and get the latest and greatest whatever hit the market that week club. I figured out how to hit what I had. I remember several times winning new drivers and and such and I always ended up trading them away because I could hit what I had better. In my book there was no sense in taking the time to figure out a new club to play the same. During this outing I hit some bad shots and some good shots, that is after a few holes and getting back into the midset of my game. Hitting a good shot still feels the same, good! It was a pretty enjoyable time all in all, but towards the end of the round I was ready for it to be over. Hitting the clubhouse grill and bar afterward still feels the same as well, good! Anyway a few days after the outing I realized that my serious playing days are behind me. I don’t have a regular group of guys to play with like I once did and it would take a multitude of weekends playing to get my game back, not to mention the driving range time. I don’t see that happening. I don’t know if I miss it or not but I still stare at the courses I see along the way and have quite a few great memories and stories of when I did. There were times I couldn’t wait to get back out there, but not now. I have other interests now. You see when you let one thing go something else will always take it’s place. That’s how it works.
The NFL recently lost a lawsuit brought on by former players who are now suffering medical problems due to their playing days. The one billion dollar judgment was awarded after the courts ruled that the NFL did a poor job in awareness towards the players in not warning them to the possibilities of concussions and the effects from them. I know football players are stereotyped as not being too bright and this does nothing to improve that status that’s been placed upon them. The most violent sport in the world and you have to tell them that concussions could occur?!? Is the NFL now going to bring awareness to the possibilities of every injury that could occur while playing since these guys can’t seem to figure it out for themselves.
Whatever happened to the days when we target practiced anything and the target was a series of colorful circles with a “bull’s-eye” in the center. Now the target is the outline of the top half of a human torso. Not only that but the vital areas, or kill zones, score higher. Unlike the series of circles where the closer you got to the center the higher the score. Don’t you think in some small way this desensitizes us to shooting another human being just a little bit? Don’t think about it, your damn right it does!
The most valuable thing I carry with me every day, like most people, is a wallet. In it you will find among other things, debit and credit cards, drivers license, social security card, medical cards, etc etc. All are pretty valuable things in the wrong hands and a royal pain if they are lost or stolen. All the phone calls and trips here and there to get them replaced and getting the cards shut down before any major financial damage is done. Not to mention all the calls and trips if you don’t. Yet I don’t physically carry it in my hand all day to ensure it’s safety. What am I getting at? Many people carry a cell phone in their hand all day like it holds global secrets. Lose a cell phone, it’s one trip to the phone store at best. Go figure that out?
Even though what happened in Baltimore was bad for a day or so I think some good did come of it. Many folks stood up to the looters, sided with the police in their actions, got out and cleaned up immediately afterward, and one woman was shown on TV beating the crap out of her son when she observed him acting out against them. Yes it was bad and shouldn’t have happened in the first place, but a lot of good came from it as well. Sometimes you have to go backwards before you can go forward. Maybe the tide turned just a little bit. Hope so anyway.
Budgeting can seem a lot like dieting if you feel like you’re being deprived of something you’ve always had. That’s why so many people never budget to begin with, which I believe is a big mistake.
Habits guide my spending decisions more than my actual budget. When contemplating a purchase, I ask myself a few questions to avoid buying something that I might regret:
- Is this a want or a need?
- Can I afford it?
- Will this enhance my life?
When I choose to buy something after answering those questions, I can do so without feeling guilty. I also don’t need to worry about overspending because of those savings habits I mentioned, which have become personal money mantras.
Here are a few examples to show you how I apply them in my daily life:
Know what things should cost
If you’ve ever watched “The Price is Right,” you know that half of America has no clue how much things cost. Once you understand the way retailers price items, you can decide what’s an acceptable amount you’re willing to pay.
Not all sales are equal
Retailers will plaster the word “sale” on just about anything because many shoppers will trust that they’re getting a good deal if it’s on sale. We know better than that. While I usually buy discounted items, I recognize that the word “sale” is part of corporate America’s marketing strategy to get you to spend more. Be a skeptical shopper.
Reject brand loyalty
Apple is just one example of a company that has enormous power over its customers. This is obvious by folks with perfectly acceptable phones who stand in line to trade-up to the company’s latest and greatest iPhone every September. Apple also has other expensive items to feed your addiction, such as the iPad and Apple Watch, which essentially perform the same functions as the phone. While these products may be great, think about how much money you could save if you considered what other brands have to offer.
Can I fix what I already have?
When something breaks, it doesn’t automatically have to go in the trash can. For example, wear and tear was taking a toll on a pair of my shoes. Instead of spending another $75 for a replacement pair, I used super glue to fix damage to the side of my shoes and then I used Mr. Clean Magic Eraser (generic version) to make them look brand new again.
Shop in store, buy online
A major downside to online shopping is that you can’t try on clothing or shoes before you make a purchase. That’s why I prefer to shop in brick-and-mortar stores and then go home to search for the best price on Google. This method also gives you more time to think about whether you really want or need the item in the first place, eliminating impulse spending.
Get every discount possible
One great thing about living in the digital age is that we no longer have to wait for a Sunday newspaper to clip coupons or find out what’s on sale. It’s all just a Google search away these days. In addition to maximizing store incentives, I save on online purchases by using TopCashBack, Ibotta, Swagbucks and shopping portals linked to my credit cards.
Banking should be free
Banks need our deposits in order to continue making loans, which earns them billions of dollars through interest. In return, I believe basic checking and savings accounts should be free. After all, the banks aren’t paying out much interest on our deposits, so why pay them? Consider a checking account like Capital One 360 to avoid being hit with monthly maintenance fees.
Your credit card should pay you
Like commercial banks, credit card companies are in the business of making money, but they’re not making it from me — they’re paying me. Right now, there are at least a dozen good rewards credit cards on the market, including some that pay 2% cash back on all purchases. Find a card that suits your lifestyle and pay it off in full every month to avoid interest charges. That’s the only way to go.
It doesn’t matter what other people think
This mantra has probably saved me more money than all of the other things I’ve mentioned in this article combined. My goal in life is to pack in as many experiences as I can, not to accumulate fancy cars, expensive clothing and silly gadgets that “everyone else” is buying. You have to define what really matters in your life and surround yourself with people who share similar beliefs. I’ve never met anyone who was happy trying to be someone else.
1. “Isadore’s Secret” by Mardi Link – The murder of a Nun in the little town of Isadore Michigan in 1907 takes more turns than a dogs hind legs.
2. “Into the Wild” by John Krakauer – A young man’s adventurous side continually pushes him to the limits.
3. “The Giver” by Lois Lowry – Futuristic society where a new seer is needed and found. Hard to believe this sometimes graphic book is aimed at young people.
4. “Tom Watson’s Strategic Golf” – Tom shows you how to play the set up of the course, the do’s and don’ts. No swing tips which you’ll forget anyway.
5. “Lake Wobegon 1956” by Garrison Keioler – Childhood revisited.
6. “Catch Me If You Can” – Frank Abagnale as the con artist elite.
7. “Commandant of Auschwitz” by Rudolf Heoss – Untold tales of concentration camp life.
8. “The Rape of Nanking” by Iris Chang – In 1937 Japan invades China, history you don’t hear much about.
9. “Miracle at Midway” by Gorgon Prange – It really was a miracle we won this battle and turned the tide of the war with Japan. As you are reading you’ll have to remind yourself, “we won this battle”.
10. “Escape from Camp 14” by Blane Harden – Modern day tale of a North Korean prison camp escapee and prison life inside the so called labor camps.
11. “Survival at Auschwitz” by Primo Levi – Untold tales of concentration camp life.
12. “The Road” by Cormac McCarthy – The apocalypse has come and a Father and Son struggle to survive.
13. “When Evil Came to Good Hart” by Mardi Link – The unsolved murder of an upstanding family in Good Hart Michigan in the summer of 1968. You figure it out after reading and being introduced to the suspects.
14. “No Country for Old Men” by Cormac McCarthy – One chases the other in this tale of hitman -vs.- anyone in his way.
15. “Heaven Is For Real” by Todd Burpo – Leaves you thinking after a young boy momentarily dies and experiences what he believes is Heaven.
16. “At Dawn we Slept” by Gordon Prange – Day by day account on both the US and Japanese sides leading up to the attack on Pearl Harbor. The research that went into this book is absolutely astonishing!
17. “The Call of the Wild” by Jack London – Excellently written tale of a kidnapped dog forced to be a member of a sled dog team. When I finished chapter five, I read the last paragraph 10 times it was so well written, and still go back to read it time to time.
18. “To Kill a Mockingbird” by Harper Lee – Very good read of a depression era father and his two children. Wish I had read it before I ever saw the movie.